We are a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members, and organized to promote thrift. All deposits are federally insured by NCUA. We offer the “credit union difference” including a full line of services to McCone, Garfield, Dawson, Richland, Wibaux, Roosevelt, Valley, Phillips, Petroleum, Rosebud, Custer, Fallon and Prairie county residents where becoming a member means you are always considered a member even when you re-locate outside of our designated Field of Membership. We exist to provide our members with a safe, convenient place to save money, obtain loans at a reasonable rate, and do business locally. You own your credit union—or at least a share in it—so you have a say in how it is run.